General issues in Savings and Investments Waiting for Godot - Implications of the Failure of the Italian Complementary Pension System to Develop Daniele Fano & Maurizio Paniccià, WP TS&W n. 14/06 The Italian Complementary Retirement System - Beyond Fragmentation? Daniele Fano, WP TS&W n. 15/06 Retirement Savings - Games that Asset Managers, Distributors and Investors Play Prof. Joseph Stiglitz, WP TS&W n. 4/05 Assessing Risk in Household Portfolios: Progress and Open Issues at the Macro and Micro/Survey Level Presented at the Conference: S.A.DI.BA., Luxembourg Wealth Study, Perugia January 2005 Daniele Fano, WP TS&W n. 5/05 Multiple Default Solutions? Reflections from a case study on the over 55 Presented at the Conference: Individual Behaviour with respect to Retirement Saving, CERP, Turin 14 October 2005 Daniele Fano & Laura Marzorati Nothing contained in this website is intended as investment advice. Access to and use of this Pioneer Investments web site provided on the following Terms and Conditions. "Pioneer Investments" is a trading name of The Pioneer Global Asset Management S.p.A group of companies. © 2006 Pioneer Global Asset Management S.p.A Research General Issues in Savings and Investments Macro Trends in Savings and Wealth Investor Micro-Behaviour Long term Horizons in Investments